Business Loan EMI Calculator
Not all debt is bad. A well-timed SBA 7(a) loan can help you acquire inventory or real estate. The key is understanding your Debt Service Coverage Ratio (DSCR).
Factors Impacting Business EMIs
- Credit Score: A CIBIL/FICO score above 700 secures the lowest 2026 rates.
- Tenure: Longer tenures reduce EMI but increase total interest.
- Collateral: Secured loans often offer 2-3% lower rates than unsecured business lines of credit.
