Kevin Thomson

Business Loan EMI Calculator Loan Amount ($) Annual Interest Rate (%) Tenure (Years) Calculate EMI Monthly EMI: Total Interest: Not all debt is bad. A well-timed SBA 7(a) loan can help you acquire inventory or real estate. The key is understanding your Debt Service Coverage Ratio (DSCR). Factors Impacting Business EMIs Kevin Thomson

Refinance Break-Even Tool Total Closing Costs ($) Monthly Savings ($) Find Break-Even Month Break-even in: Months In a fluctuating interest rate environment, “skipping a point” can save you thousands. However, refinancing isn’t free. You will likely pay 2% to 5% of the loan principal in closing costs. How the Break-Even Point Works The “Break-Even” point is the

Crypto Profit & Tax Estimator Purchase Price ($) Selling Price ($) Calculate Tax Profit: 30% Tax Owed: 1% TDS (Deducted): Trading Virtual Digital Assets (VDAs) in 2026 comes with strict compliance. Whether you are trading Bitcoin, Ethereum, or NFTs, the Indian tax regime remains aggressive with a flat 30% tax on gains and a 1% TDS on every sell

Freelance Rate Adjustor Current Annual Salary (W2) $ Monthly Health Insurance Cost (Private) $ Annual Business Expenses (Software/Office) $ Calculate Equivalent Rate Required Freelance Income $0 (To match your W2 lifestyle + taxes + benefits) Hourly Rate $0 Tax Reserve (30%) $0 Transitioning from a W2 full-time employee to a 1099 independent contractor sounds like

In today’s digital economy, we don’t own products anymore; we rent them. From SaaS platforms and streaming services to gym memberships and meal kits, the “subscription model” is designed to make you forget you’re even paying. Our Hidden Cost of Subscription Calculator exposes exactly how much these $9.99 charges are costing you over a year, a decade, and in

Choosing between a remote job and an office-based role isn’t just about the base salary. A $100k office salary might actually be worth less than an $85k remote offer once you factor in the “hidden costs” of professional life. Our WFH vs Office Salary Adjustor helps you strip away the fluff and see the real numbers. WFH vs. Office Salary Adjuster